Coverage
Protection for the way you live and work
Four core lines of coverage, written and serviced by local agents who know East Central Minnesota.
Farm & Ranch
Farm & Ranch
The farm is more than a home — it’s a livelihood. We insure farm dwellings, barns and outbuildings, machinery and equipment, livestock, and stored grain, with coverage shaped around how your operation actually runs.
- Farm dwellings & farm outbuildings
- Machinery, equipment & tools
- Livestock & scheduled farm personal property
- Farm liability
Homeowners
Homeowners
Your home is likely the biggest investment you’ll ever make. We protect the house, attached structures, and your personal belongings against fire, wind, hail, theft, and the everyday perils of Minnesota living.
- Dwelling & detached structures
- Personal property & contents
- Storm, fire & theft protection
- Personal liability & medical payments
Inland Marine
Inland Marine
Some of your most valued property doesn’t stay put. Inland marine coverage follows your boats, trailers, tools, and equipment wherever they go — on the lake, on the road, or on the job.
- Boats, motors & trailers
- Tools & portable equipment
- Scheduled valuables
- Coverage on and off the premises
Liability
Liability
Accidents happen. When they do, liability coverage stands between you and the cost of an injury or damage you’re responsible for — at home and on the farm.
- Personal & farm liability
- Medical payments to others
- Damage to property of others
- Peace of mind for the unexpected
Ready to get covered?
A local Spring Vale Mutual agent can build a policy around your farm, home, and property — and answer every question along the way.