Farmer-founded · Since 1885
Insurance rooted in East Central Minnesota.
Neighbors protecting neighbors for nearly 140 years — farm, home, and property coverage backed by local agents and claims decisions made right here in Mora.
Founded by local farmers
Counties served
Independent local agents
Claims handled in Mora
What we protect
Coverage built for country living
From the barn to the boathouse, we insure the places and things that make life in East Central Minnesota worth protecting.
Farm & Ranch
Dwellings, barns, outbuildings, machinery, and livestock — protection tailored to the working farm.
Homeowners
Your house and belongings covered against fire, storm, theft, and the everyday risks of home.
Inland Marine
Boats, trailers, equipment, and valued property covered on the move and away from home.
Liability
Personal and farm liability protection that stands behind you if the unexpected happens.
The mutual difference
Owned by our policyholders, answerable to our neighbors
Spring Vale Mutual isn’t run for outside shareholders. As a mutual, we answer to the very people we insure — the farmers and families of Aitkin, Kanabec, Mille Lacs, Pine, and the counties around them.
That means a real person answers the phone, claims are settled fairly and quickly, and the decisions that affect your policy are made close to home — not in a call center three states away.
Pay online in minutes
Pay your premium anytime, from anywhere
Use our secure portals to pay by checking, savings, or credit card — no account or login required.
Where we write
Proudly serving 12 East Central Minnesota counties
Aitkin · Anoka · Benton · Carlton · Chisago · Crow Wing · Isanti · Kanabec · Mille Lacs · Morrison · Pine · Sherburne
Not sure if we cover your area? Your local independent agent can confirm eligibility in minutes.
